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Question by Tony: How do debt management companies help?
I?m currently in a situation where I?ve collected more debt than I can manage and the interest payments are staggering.
Besides telling me how I can better spend my money, I?m wondering how a debt management company could help me?
I own a house. Would they somehow tie the debt into my mortgage payments?
Basically ? what can they do for me that the bank can?t?
Best answer:
Answer by Books
Whatever you do, don?t tie any debt to your house. This would simply make it easier for the people you own money to to take your house.
Be careful about debt management companies. Many don?t help that much and charge you on top of that. You wind up owing more than you did before. You could talk to your bank or credit union. You could also look for a non-profit type of debt management service. Just make sure you?re not making your situation worse if you go this route.
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